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Agent training

Learn the business. Build your skills. Explore your next step.

Discover the training process, licensing requirements, and responsibilities involved in becoming a life insurance agent.

Adults taking notes during a professional training session

Why a career in life insurance

Meaningful work. Real skills. Your own path.

Help families in your community

Guide people through one of the most important financial decisions they’ll make.

Your bilingual advantage

Serve English- and Spanish-speaking families with confidence and cultural understanding.

A clear licensing path

Follow a step-by-step process from pre-licensing education to your state license.

Professional skills for life

Build expertise in communication, sales, client service and financial concepts.

Rewarded for your effort

Commission-based income means your results drive your earnings — they are not guaranteed.

Start where you are

No insurance background needed to explore the opportunity and ask questions.

This could be a great fit if you…

  • Enjoy talking with people and helping them solve problems
  • Speak Spanish and English, or want to serve your community
  • Have sales, customer service or entrepreneurial experience
  • Are looking for a new career direction and ready to learn

The process

What the path looks like, step by step

  1. 1

    Submit an inquiry

    Share a few details so someone can reach out. An inquiry is not an application and creates no obligation.

  2. 2

    Attend an introductory conversation

    Ask questions and learn what the opportunity involves — and what it does not.

  3. 3

    Review eligibility and program requirements

    Understand who may participate and what is expected.

  4. 4

    Learn about available training

    Review the training that is offered and how it is delivered.

  5. 5

    Confirm state licensing requirements

    Each state sets its own rules for pre-licensing education, exams and background checks.

  6. 6

    Review startup costs, contractual terms and compensation

    Get the official terms in writing before making any commitment.

  7. 7

    Complete licensing and authorization steps

    Required licenses and authorizations must be in place before conducting any regulated sales activity.

The work

What agents are responsible for

  • Holding an active license for the appropriate line of authority in each state where they work.
  • Explaining products accurately, including costs, risks and limitations.
  • Recommending only what is suitable for each client’s needs.
  • Following insurer guidelines, state regulations and continuing-education requirements.
  • Protecting clients’ personal information.

Straight answers from day one

Before you commit to anything, you’ll get the full picture in writing: requirements, costs, compensation terms and what licensing involves. That way you can decide with confidence.

Agent FAQ

Next step

Take the first step toward your new career

Tell us a little about yourself and we’ll reach out to schedule a no-obligation introductory conversation.

Please don’t include medical, financial account or Social Security details.

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