Becoming an Insurance Agent
How to Become a Life Insurance Agent
The licensing path in the U.S., step by step — and how to get started.
5 min read
Start with a question
Thinking about a career in insurance? Here’s your path.
In plain language
In the United States, selling life insurance requires a state-issued insurance producer license. The path is clear: pre-licensing education, a state exam and a background check. Our team guides you through each step.
Once licensed and appointed with insurance companies, you help families protect their future. Compensation is commission-based, so your growth is driven by your effort, your training and the terms of your compensation agreement.
- 1
Pre-licensing education
As required by your state
- 2
State licensing exam
- 3
License application & background check
- 4
Carrier appointments
Start helping families
A practical example
Example
Marcus works in retail and wants a career with purpose. He requests information, gets clear answers about the steps, costs and compensation, and starts his licensing path with a plan.
Keys to get the most from it
- Ask for the program costs and the compensation agreement in writing.
- Set a study schedule to pass your state exam.
- Use your bilingual skills to serve more families.
Common questions
Start My Agent Career
Start My Agent CareerReady to put what you learned into action?